Terms of Service

1. Acceptance of Terms

By accessing and using the Merecida Narrativa website and services, you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website or services.

2. Eligibility

Our investment services are intended for professional, institutional, and qualified investors as defined under applicable securities regulations. By using our services, you represent that you meet the eligibility requirements and have the legal capacity to enter into binding agreements.

3. Services Description

Merecida Narrativa is a private investment firm providing:

• Strategic asset allocation and portfolio management
• Investment advisory services
• Market research and analysis
• Long-term investment strategies

All services are provided subject to separate investment agreements and applicable regulations.

4. Investment Risks

You acknowledge and understand that:

• All investments involve risk, including the potential loss of principal
• Past performance does not guarantee future results
• Investment returns may fluctuate significantly
• Market conditions can adversely affect investment values
• No guarantee or warranty is made regarding investment performance

5. Client Responsibilities

As a client, you agree to:

• Provide accurate and complete information about your financial situation
• Notify us promptly of any material changes to your circumstances
• Review all investment documents and disclosures carefully
• Ask questions if you do not understand any aspect of our services
• Maintain the confidentiality of your account information

6. Fees and Compensation

Our fee structure is disclosed in separate investment agreements and regulatory disclosures. Fees may include management fees, performance fees, and other charges as agreed upon. All fees are subject to applicable taxes.

7. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Merecida Narrativa or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

8. Confidentiality

We maintain strict confidentiality regarding client information and investment strategies. You agree to keep confidential any proprietary information, research, or insights we provide to you.

9. Limitation of Liability

To the fullest extent permitted by law, Merecida Narrativa, its directors, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services or website, including but not limited to investment losses, lost profits, or business interruption.

10. Indemnification

You agree to indemnify and hold harmless Merecida Narrativa from any claims, losses, damages, liabilities, and expenses arising from your breach of these Terms of Service or your use of our services.

11. Termination

We reserve the right to terminate or suspend access to our services at any time, without prior notice, for any reason, including breach of these terms. Upon termination, your right to use our services will cease immediately.

12. Regulatory Compliance

Merecida Narrativa operates in compliance with Portuguese and European Union securities regulations. Our services are subject to oversight by relevant regulatory authorities, including the Portuguese Securities Market Commission (CMVM).

13. Governing Law and Dispute Resolution

These Terms of Service are governed by the laws of Portugal. Any disputes arising from these terms or our services shall be resolved through arbitration in Porto, Portugal, in accordance with Portuguese arbitration rules, or through the competent courts of Porto.

14. Amendments

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting on our website. Your continued use of our services after changes constitutes acceptance of the modified terms.

15. Severability

If any provision of these Terms of Service is found to be unenforceable or invalid, the remaining provisions will continue in full force and effect.

16. Contact Information

For questions about these Terms of Service, please contact us at: