Privacy Policy

1. Introduction

Merecida Narrativa ("we," "us," or "our") respects your privacy and is committed to protecting your personal data. This privacy policy explains how we collect, use, and safeguard your information when you visit our website or engage with our investment services.

2. Information We Collect

We may collect and process the following types of information:

3. How We Use Your Information

We use your personal data for the following purposes:

• To provide and manage our investment services
• To communicate with you about your inquiries and investments
• To comply with legal and regulatory obligations
• To improve our website and services
• To send you relevant market updates and insights (with your consent)
• To protect against fraud and unauthorized transactions

4. Legal Basis for Processing

Under the General Data Protection Regulation (GDPR), we process your personal data based on: (a) your consent; (b) the performance of a contract with you; (c) our legitimate business interests; or (d) compliance with legal obligations.

5. Data Sharing and Disclosure

We may share your information with:

• Service providers who assist in our operations (e.g., IT services, legal advisors)
• Regulatory authorities and law enforcement when required by law
• Professional advisors such as lawyers, auditors, and insurers
• Third parties in connection with a business transaction (merger, acquisition, or sale)

We do not sell your personal data to third parties.

6. Data Security

We implement appropriate technical and organizational measures to protect your personal data against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

7. Data Retention

We retain your personal data for as long as necessary to fulfill the purposes outlined in this policy, comply with legal obligations, resolve disputes, and enforce our agreements. Investment-related records are typically retained for a minimum of seven years as required by Portuguese law.

8. Your Rights

Under GDPR, you have the following rights:

• Right to access: Request copies of your personal data
• Right to rectification: Request correction of inaccurate data
• Right to erasure: Request deletion of your personal data
• Right to restrict processing: Request limitation of data processing
• Right to data portability: Request transfer of your data
• Right to object: Object to certain types of processing
• Right to withdraw consent: Withdraw consent at any time

9. Cookies

Our website uses cookies to enhance your browsing experience and analyze website traffic. You can control cookie preferences through your browser settings. For more information, please refer to our Cookie Policy.

10. International Transfers

Your personal data may be transferred to and processed in countries outside the European Economic Area (EEA). We ensure appropriate safeguards are in place to protect your data in accordance with GDPR requirements.

11. Changes to This Policy

We may update this privacy policy from time to time. The latest version will always be available on our website with the "Last updated" date at the top of the page.

12. Contact Us

If you have any questions about this privacy policy or wish to exercise your rights, please contact us at: